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Malaysia Income Tax Calculator

See how much income tax you'll pay this year — and how much you could save by claiming the right reliefs. Latest LHDN rates, instant results.

RM

Your total salary for the year, before EPF and tax.

Year of assessment

Add the reliefs you qualify for

Tap each one that applies — watch your tax drop. We've already added your self relief, EPF and SOCSO automatically.

There are 20+ more reliefs (children, medical, education, donations…). MyTaxMate checks every one against your receipts.

Estimated income tax · YA 2025

RM0

Enter your income above to see your estimate.

Create a free account and MyTaxMate finds every relief you qualify for and gets your form filing-ready.

This is an estimate based on LHDN resident rates and covers the most common reliefs — not every scenario. It isn't tax advice, and MyTaxMate doesn't file your taxes for you (you submit on MyTax yourself). Always check the final figures before filing.

How Malaysian income tax works

Malaysia taxes residents on a progressive scale. Your income is split into bands, and each band is taxed at its own rate — from 0% on the first RM5,000 up to 30% on the highest incomes. Crucially, tax is charged on your chargeable income, which is your total income after reliefs. So two people earning the same salary can pay very different tax depending on how many reliefs they claim. If your chargeable income is RM35,000 or below, an RM400 rebate wipes out most or all of your tax.

How to pay less tax (legally)

The simplest lever is reliefs. Beyond the automatic individual relief, EPF and SOCSO, you can claim lifestyle spending, medical and education insurance, life insurance or takaful, SSPN savings for your children, childcare fees, and medical care for your parents — among 20+ others. The catch is evidence: LHDN can ask for your receipts and you must keep them for 7 years. That's exactly what MyTaxMate is for — it scans your receipts, tracks each relief against its cap, and gets your form filing-ready. See what LHDN actually fines people for →

Frequently asked questions

How much income tax will I pay in Malaysia?
It depends on your chargeable income — your total income minus your tax reliefs. Malaysia uses progressive resident rates from 0% up to 30%, so only the portion of income in each band is taxed at that band's rate. Enter your income above to get an estimate for the year of assessment you choose.
What is chargeable income?
Chargeable income is your total annual income after subtracting all your tax reliefs (such as the individual relief, EPF, lifestyle, insurance and others). Tax is calculated on this figure, not on your gross salary — which is why claiming every relief you qualify for matters.
How can I reduce my income tax legally?
By claiming every tax relief you're entitled to and keeping the receipts. Common ones include lifestyle (books, gadgets, internet, sports), medical and education insurance, life insurance, SSPN education savings, childcare, and medical care for your parents. LHDN requires you to keep supporting documents for 7 years.
When is the income tax filing deadline?
For salaried individuals (Form BE) it's 30 April, or 15 May if you file online via MyTax. For individuals with business or freelance income (Form B) it's 30 June, or 15 July online.
Is this calculator accurate?
It uses the real MyTaxMate tax engine and the latest LHDN rates, so the headline number reflects current law. It's still an estimate that covers the most common reliefs — your final figure depends on every relief and rebate you qualify for. It isn't tax advice.

Claim every relief with confidence

MyTaxMate turns a shoebox of receipts into a filing-ready return — and makes sure you don't leave money on the table.

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Malaysia Income Tax Calculator (YA 2025) — Free | MyTaxMate